3.1 Eligibility

You must be at least 18 years old to use our Website and Services. By using our Website, you represent and warrant that you meet this age requirement.

3.2 Account Registration

To access certain features of our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.3 Account Security

You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account. You agree to immediately notify Garg Financial Advisors Private Limited of any unauthorized use, or suspected unauthorized use, of your account or any other breach of security.

4.1 Compliance with Laws

You agree to comply with all applicable laws and regulations in connection with your use of our Website and Services.

4.2 Prohibited Conduct

You agree not to:

• Use the Website or Services for any unlawful purpose.
• Submit false or misleading information.
• Engage in any activity that interferes with or disrupts the Website or Services.
• Attempt to gain unauthorized access to any portion of the Website or Services.

5.1 Fees

You agree to pay all fees or charges to your account based on Garg Financial Advisors Private Limited’ fees, charges, and billing terms in effect as shown on the Website at the time a fee or charge is due and payable. All payments must be made in U.S. dollars.

5.2 Payment Methods

Garg Financial Advisors Private Limited accepts various forms of payment, as indicated on our Website. You authorize Garg Financial Advisors Private Limited to charge your chosen payment method for the Services you purchase.

6.1 Ownership

All content and materials on the Website, including text, graphics, logos, and software, are the property of Garg Financial Advisors Private Limited or its licensors and are protected by intellectual property laws.

6.2 License

Garg Financial Advisors Private Limited grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and Services for your personal or business use, subject to these Terms.

7.1 Definition

"Confidential Information" means all information disclosed by one party to the other that is marked as confidential or that should reasonably be understood to be confidential given the nature of the information and the circumstances of disclosure.

7.2 Obligations

Both parties agree to maintain the confidentiality of all Confidential Information and not to use it for any purpose other than as required for the performance of these Terms.

8.1 Disclaimer of Warranties

Garg Financial Advisors Private Limited provides the Website and Services "as is" and "as available" without any warranties of any kind, either express or implied.

8.2 Limitation of Liability

To the fullest extent permitted by law, Garg Financial Advisors Private Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use the Website or Services; (b) any unauthorized access to or use of our servers and/or any personal information stored therein.